Who this may fit
- Office and retail properties
- Mixed-use and eligible multifamily properties
- Owner-occupied business real estate
- Commercial investors and business-purpose borrowers
Business-purpose financing
Commercial Real Estate Mortgages
Flexible financing for eligible office, retail, mixed-use, multifamily, and other income-producing properties.
A strategy built around you
More options. Clear guidance.
Commercial financing is evaluated differently from a residential mortgage. We help organize the property, business, cash-flow, ownership, and sponsor information lenders need to assess the opportunity.
Options we can explore
- Commercial purchase and refinance loans
- Cash-flow-based financing
- Owner-occupied and investor structures
- Portfolio and specialty lending options
What to consider
- Terms vary by property and business type
- Lenders review property cash flow and sponsor strength
- Appraisal and environmental reports may be required
- Prepayment terms and recourse should be compared carefully
Common questions
Helpful answers before you begin.
How is a commercial loan different?
Commercial loans focus heavily on the property’s income, business purpose, and borrower or sponsor strength. Terms and documentation can vary more than with a standard home mortgage.
What properties can be financed?
Programs may cover office, retail, mixed-use, multifamily, warehouse, and other property types. Eligibility depends on the lender, use, occupancy, and financial performance.
Can I refinance a commercial property?
Yes. Eligible borrowers may refinance for a better structure, maturity, improvements, or cash out, subject to value, cash flow, and program requirements.
Ready to build your mortgage strategy?