Who this may fit
- Eligible veterans and active-duty service members
- Qualifying surviving spouses
- Primary-residence purchases
- Eligible borrowers refinancing an existing home
For those who served
VA Mortgages
A powerful home-financing benefit for eligible veterans, active-duty service members, and qualifying military families.
A strategy built around you
More options. Clear guidance.
VA loans can offer competitive financing with no down payment for eligible borrowers and no monthly private mortgage insurance. We understand the documentation, entitlement, residual-income, and property requirements that help keep a VA transaction moving.
Options we can explore
- Purchase financing with no down payment when eligible
- VA Interest Rate Reduction Refinance Loans
- Cash-out refinance options
- Fixed-rate and eligible adjustable-rate loans
What to consider
- A valid Certificate of Eligibility is required
- A VA funding fee may apply unless exempt
- The property must meet VA minimum standards
- Occupancy and residual-income rules apply
Common questions
Helpful answers before you begin.
Can I use a VA loan more than once?
Often, yes. Entitlement may be restored or remaining entitlement may be available, depending on your current and prior VA loans.
Does a VA loan require mortgage insurance?
VA loans do not require monthly private mortgage insurance. A funding fee may apply unless the borrower qualifies for an exemption.
Can a seller pay closing costs?
VA guidelines permit certain seller-paid costs and concessions within program limits. We review the contract structure before the offer is finalized.
Ready to build your mortgage strategy?