Real Experience
We've personally relocated multiple times and understand the emotions and logistics involved.

Real people. Real experiences.
We're Eric and Courtney—loan officers, parents, and a husband-and-wife team. Over the years, our careers have taken us across the country, relocating our family through many seasons of life before making Northeast Florida our home. We understand what it means to start a new chapter—and how stressful the process can feel. We're here to make it easier.
Our approach is simple: treat every client like family, communicate clearly, and guide you with honest advice you can trust.
✈ Local expertise. Personal guidance.
That's our promise to you.
Our story
From first homes to dream homes, new builds to unique situations—we've experienced it. We've been the clients asking the questions, the ones comparing options, and the ones hoping for a smooth experience. That's why we do what we do today.
We've personally relocated multiple times and understand the emotions and logistics involved.
Clear communication, thoughtful strategy, and honest advice from application to closing.
We believe long-term relationships matter more than transactions. Your goals become our priority.

Eric brings a detail-oriented, solutions-first mindset to every loan. His professional background in aviation created structure and built wealth through homeownership.

Courtney is the heart of the team. Her care, organization, and communication ensure every client feels supported from application to closing and beyond.
★★★★★“Eric went over and beyond to make sure my clients’ mortgage needs were successfully met and he did it in just 14 days! It was a complex loan type and even in the midst of challenges, he handled them head on with poise, patience and determination to see things through. He even went as far as coming to the closing to support my clients and the transaction; that was a rare and reassuring touch.”
— Peter, Realtor
★★★★★“Eric and Courtney went above and beyond to make sure my customers closed on time. They are professional, responsive and compassionate. My customers and I have an A+ experience with them every time!”
— Dana, Realtor
★★★★★“Eric went above and beyond to achieve loan approval. These deals were no ‘walks in the park’ for Eric, yet he stayed the course, keeping my buyers and me fully informed throughout the process. Eric is professional, highly empathetic, patient and communicative; also relentless and unflappable in resolving issues. I know I can count on Eric to be a conscientious and reliable partner in any real estate transaction.”
— Doug, Realtor
We'd love to learn more about you and how we can help.