Market Insights archive
Browse daily market commentary and housing-news summaries from the Carson Home Team.
Bonds opened the week moderately weaker as last week’s safe-haven support faded, pushing the national 30-year fixed average to 7.43% while still leaving rates near their best levels since late September.
Read Full Market Update →Bonds gave back only a small portion of the week’s rally as the market shifted into a sideways-to-slightly-weaker consolidation, leaving most of the recent mortgage-rate improvement intact.
Read Full Market Update →A powerful five-day bond rally continued despite hot inflation data, helped by long-term value buying and concern about the technology sector—but the move still lacked confirmation of a lasting trend change.
Read Full Market Update →Hotter inflation initially pushed mortgage rates sharply higher, but a steady bond recovery erased the damage and left the average lender slightly better by the end of the day.
Read Full Market Update →Bonds improved modestly in calm trading as investors responded to recently higher long-term yields, leaving mortgage rates near two-week lows ahead of the next inflation report.
Read Full Market Update →Bonds erased an orderly morning selloff, while mortgage-backed securities finished slightly stronger and helped average mortgage rates edge to a two-week low before the holiday weekend.
Read Full Market Update →A strong Thursday bond rally pulled benchmark yields back to their best levels in four trading days and helped mortgage rates post their largest one-day decline in about three months.
Read Full Market Update →Bonds reversed a sharp morning selloff and finished slightly stronger, limiting the damage to mortgage rates after early pricing briefly pointed much higher.
Read Full Market Update →Bonds improved modestly as oil prices declined, giving mortgage rates a small break—but one calmer session is not yet evidence that the recent upward trend has reversed.
Read Full Market Update →Longer-term bonds weakened again without a single clear catalyst, keeping mortgage rates near recent highs and leaving buyers with a market that still favors caution over prediction.
Read Full Market Update →Bonds initially improved after weaker payroll growth, but the rally faded as investors found fewer signs of labor-market stress in the report's underlying details.
Read Full Market Update →An initially favorable reaction to the jobs report faded as investors reassessed unemployment details and other market pressures.
Read Full Market Update →Bonds recovered after an unusually sharp two-week selloff, helping national mortgage-rate averages edge lower—but next week's major economic data will determine whether the improvement can last.
Read Full Market Update →Heavy bond selling accelerated without a single clear catalyst, driving another sharp increase in mortgage rates and keeping financial markets in an unusually volatile risk-repricing phase.
Read Full Market Update →A much stronger-than-expected business-activity report triggered a broad bond-market selloff, pushing Treasury yields and national mortgage-rate averages sharply higher.
Read Full Market Update →Bonds recovered from a mid-day pullback as changing U.S.–Iran and Strait of Hormuz headlines moved oil prices and Treasury yields. National mortgage-rate averages edged slightly lower.
Read Full Market Update →Bonds traded in a narrow range Monday and finished slightly stronger, while national mortgage-rate averages changed little. Fed comments and oil prices remain worth watching.
Read Full Market Update →Bonds weakened Friday without a confirmed catalyst, but the 10-year Treasury yield stayed just below 5% and national mortgage-rate averages increased only modestly.
Read Full Market Update →Bonds recovered Wednesday's losses and mortgage rates moved back toward their lowest levels of the week, offering an encouraging—but still preliminary—signal after the Federal Reserve meeting.
Read Full Market Update →Mortgage markets swung sharply after the Federal Reserve raised its policy rate, with the biggest reaction arriving during Chair Kevin Warsh's press conference as investors reassessed the path ahead.
Read Full Market Update →Treasury yields found limited support near 5% on Tuesday, but mortgage rates increased again and Wednesday's Federal Reserve announcement could quickly reshape the market.
Read Full Market Update →Bonds recovered from Monday morning weakness and finished close to unchanged, but mortgage-rate pressure remains elevated as markets prepare for Wednesday's Federal Reserve decision.
Read Full Market Update →An early bond-market rally faded quickly Friday, and broad selling through the afternoon left Treasury yields and national mortgage-rate averages higher by the close.
Read Full Market Update →A rapid rise in oil prices and unfavorable inflation details triggered a broad bond selloff Thursday, pushing Treasury yields and national mortgage-rate averages higher.
Read Full Market Update →A Treasury buyback announcement fell short of bond-market expectations, sending longer-term yields higher and lifting national mortgage-rate averages. Rising oil prices added to the pressure.
Read Full Market Update →Bonds opened Tuesday on stronger footing, then lost ground as fuel prices climbed again. Mortgage rates were broadly unchanged, but the afternoon move showed that intraday conditions can still shift quickly.
Read Full Market Update →A much stronger-than-forecast payroll count pushed bond yields higher, but the reaction was restrained compared with what similar employment surprises have produced historically.
Read Full Market Update →Bond markets improved after a Federal Reserve governor suggested an immediate rate hike may not be necessary, although longer-term Treasury yields gave back much of their early progress before the close.
Read Full Market Update →Bonds traded in a narrow range Wednesday despite Treasury yields briefly touching their highest intraday levels in more than a year. With no dominant market catalyst, mortgage pricing was comparatively steady near recent highs.
Read Full Market Update →Renewed geopolitical tension pushed oil prices higher Tuesday, reversing an earlier bond rally and sending Treasury yields and broad mortgage-rate measures back toward recent long-term highs.
Read Full Market Update →Long-term Treasury yields ended August at their highest closing level since January 2025, but Monday's increase was small and largely consistent with the market's recent trend rather than a sudden new shock.
Read Full Market Update →Bond markets sold off Friday after Federal Reserve Chair Kevin Warsh emphasized persistent inflation risks and economic strength, lifting broad mortgage-rate measures to their highest levels in three weeks.
Read Full Market Update →Mortgage rates were broadly unchanged Thursday while Treasury yields finished slightly higher. Markets are now looking toward Federal Reserve Chair Kevin Warsh's Jackson Hole remarks for the next potential catalyst.
Read Full Market Update →September sales improved slightly, but activity remained subdued as inventory increased and homes took longer to sell.
Read Full Market Update →Application activity declined for the week ending October 9, before much of the subsequent improvement in mortgage rates.
Read Full Market Update →Mortgage applications fell as borrowing costs increased, with refinancing slowing faster than purchase demand.
Read Full Market Update →July home-price indexes showed modest national gains, while metro results varied and appreciation lagged inflation.
Read Full Market Update →August new-home sales rose sharply from July, while steady inventory reduced the estimated months of supply and returned activity to its recent range.
Read Full Market Update →Mortgage applications declined again as higher fixed rates reduced refinancing and left purchase demand moving mostly sideways.
Read Full Market Update →Signed contracts on existing homes increased slightly in August as gains in the South and West outweighed declines in the Northeast and Midwest.
Read Full Market Update →August construction data showed a rebound in single-family housing starts, but lower permits and fewer completions kept the broader supply outlook mixed.
Read Full Market Update →Builder sentiment weakened in September as higher financing and construction costs pressured demand, prompting more builders to use price cuts and sales incentives.
Read Full Market Update →Mortgage application activity declined during the holiday-adjusted week ending September 11 as higher rates reduced both purchase and refinance demand.
Read Full Market Update →August existing-home sales fell below a 4 million annual pace while available inventory reached its highest level in more than a decade, giving buyers more choices even as prices continued rising modestly.
Read Full Market Update →Mortgage applications declined during the week ending September 4 as a sharp drop in refinancing outweighed nearly flat purchase demand, while adjustable-rate mortgage usage increased.
Read Full Market Update →Mortgage application activity improved modestly during the week ending August 28 as stronger purchase demand offset another small decline in refinancing.
Read Full Market Update →Mortgage applications edged lower during the week ending August 21 as modestly higher borrowing costs continued to restrain both purchase and refinance activity.
Read Full Market Update →New single-family home sales gave back June's improvement in July while the supply of homes available for sale increased, reinforcing an uneven market for builders and buyers.
Read Full Market Update →National home-price measures posted modest annual gains in June, but the latest FHFA and Case-Shiller readings show increasingly different results across regions and metropolitan markets.
Read Full Market Update →New residential construction slowed in July after a stronger June, while an increase in building permits pointed to potential improvement in future building activity.
Read Full Market Update →Signed contracts on existing homes declined in July as mortgage rates and high home prices continued to limit buyer demand.
Read Full Market Update →Builder sentiment improved slightly in August but remained well below historically healthy levels as affordability and construction costs continued to weigh on demand.
Read Full Market Update →Mortgage application activity changed little during the week ending August 14 as higher interest rates continued to affect purchase demand.
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